Regular Annual Saver Account (Rep. of Ireland only)

This account is now closed for new applications.

Key Features

• Rate 4.00% Gross/AER Variable
• 1 Year term
• No minimum monthly contribution
• Maximum monthly contribution is €1,000 per account holder
• Interest rate is variable, with a minimum rate guarantee of ECB +2% for the full term of your Regular Annual Saver Account
•  Early withdrawals in the first 6 months of opening the account will result in your account being closed and the balance transferred to our Easy Access Account.
• Unlimited withdrawals are allowed after the 6 month anniversary
• Any lodgements in excess of €1,000 made to a Regular Saver Account will result in the surplus being transferred to an Easy Access Account

Account Information

• Interest is calculated daily and added to your account on the account maturity
• Monthly saving contributions are made electronically from another financial institution (e.g. standing order, online payment)
• On the final maturity date, the balance inclusive of accrued interest, will automatically be transferred to an Easy Access Account at the prevailing interest rate
• The Account holder may only hold one Regular Annual Saver Account at a time

Terms and Conditions

Gross Returns are subject to DIRT (currently 27%), where appropriate. Terms and Conditions apply. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.