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Products/Interest Rates (Rep. of Ireland only)

The product information below relates to customer accounts that were not transferred to Allied Irish Banks p.l.c. (under a Transfer Order dated 24 February 2011). Irish Bank Resolution Corporation Limited is no longer opening deposit accounts for new deposit customers.

Variable Accounts	Gross* %**	AER %
Easy Access Reward Account	3.20**	3.20**
Premium Demand Account - Balance up to €100,000	3.10*+	3.10*+
Premium Demand Account - Balance exceeds €100,000	2.80*+	2.80*+
Easy Access Account	1.50+	1.50+
Interest credited to the account annually on the 31st December

Short Term Fixed Accounts
3 months	Please contact us for our current rates
6 months	Please contact us for our current rates
Interest credited to the account after final maturity

Medium-Long Term Fixed Accounts	Gross* %**	AER %
1 Year	2.00	2.00
2 Years	4.55	2.25
3 Years	6.90	2.25
4 Years	12.55	3.00
5 Years	15.93	3.00

Historic Accounts	Gross* %**	AER %
7 Day Notice Account	1.60+	1.60+
30 Day Notice Account	1.75+	1.75+
Regular Annual Saver Account	4.00	4.00
1 Year Fixed Term Reward Account	3.50	3.50
Please note: these accounts are now closed for new applications but may still be held for existing clients

Interest rates quoted do not form the basis of a contract.

AER = Annual Equivalent Rate

* Addition of interest may bring the balance over €100,000 resulting in the lower rate of 2.80% Gross/AER Variable applying to the entire amount.

**Rate of 3.20% gross/AER comprises:

A standard rate of 1.00% gross/AER variable payable for lifetime of deposit
A reward rate of 2.20% gross/AER fixed payable for Reward period
Reward period: Initial 12 months from account opening for which reward rate is payable if withdrawal limit (2 withdrawals or less) is not exceeded.
Minimum balance of €1; maximum balance of €100,000 applies.

+ Minimum balance of €1; maximum balance of €1,000,000 applies.

***Gross returns are subject to DIRT (currently 27%), where appropriate. Terms and conditions apply.

Please note that 7 and 30 Day Notice accounts are closed for new applications.

Rates apply to Euro accounts only

Interest is calculated on the closing balance each day. Interest on our fixed term accounts is added on the account maturity date. Interest on our notice accounts (easy access, 7 day notice & 30 day notice) is added on the last working day in December or when the account is closed.