COUNTERPARTY RATINGS
  FITCH MOODY'S DBRS STANDARD & POORS
Short Term Government Guaranteed Debt Securities F2 NP R-1 (low) A-2
Short Term B NP (deposits)* R-5 C
Long Term Government Guaranteed Debt Securities BBB+ Ba1 A (low) BBB+
Long Term BB- Caa1 (deposits)* CCC CCC
Outlook Rating Watch Negative Outlook Negative Under Review – Negative Outlook Negative

*Moody’s Investor Service has downgraded the senior debt rating of Irish Bank Resolution Corporation to Caa2/NP.